Shadow Demo

Synthetic demonstration fixture

No real customer or banking data · Read-only

Case

Consumer loan council review

Case ID
banking-snap-0001
Domain
Retail banking · loan origination
Audit status
FIRST FAILURE
Data provenance
FIXTURE MODEL
Evidence bundle ID
bundle-banking-0001
Evidence bundle hash
eeeeeeeeee…eeeeeeee

DEMONSTRATION FIXTURE — composed from two sanitized Shadow fixtures for presentation; configured analytical perspectives, not human experts; not bank policy; not a single sealed production bundle.

Council analysis

Synthesis:REQUIRES REVIEWNo disagreement recorded

Analytical perspectives

  • Credit FundamentalsVERIFIED

    Configured analytical perspective

    Binds its perspective to shared evidence E-101 (high revolving utilization); grounded, not silently averaged in.

    Grounds: E-101 High revolving utilization

  • Risk OfficerVERIFIED

    Configured analytical perspective

    Binds its perspective to shared evidence E-103 (recent delinquency record); grounded.

    Grounds: E-103 Recent delinquency record

  • Fair Lending ComplianceVERIFIED

    Configured analytical perspective

    Binds its perspective to shared evidence E-105 (policy exception criteria); grounded.

    Grounds: E-105 Policy exception criteria

  • Customer AdvocateVERIFIED

    Configured analytical perspective

    Binds its perspective to shared evidence E-104 (long-standing customer relationship); grounded.

    Grounds: E-104 Long-standing customer relationship

  • Macro ContrarianVERIFIED

    Configured analytical perspective

    Binds its perspective to shared evidence E-102 (verified income documentation); grounded.

    Grounds: E-102 Verified income documentation

Shared evidence

  • E-101High revolving utilizationPRESENT
  • E-102Verified income documentationPRESENT
  • E-103Recent delinquency recordPRESENT
  • E-104Long-standing customer relationshipPRESENT
  • E-105Policy exception criteriaPRESENT

Majority agreement is descriptive metadata only; it does not set analytical correctness, and human approval is not present.

First failure

PRIMARY AUDIT CONCLUSION

FIRST FAILURECouncil recommendation
Failed step
loan.decision — Council recommendation
Explanation
The council recommendation is the first step where verification fails: it carries no resolved source and analytical correctness is not evaluated. It is the FIRST failure, not merely a step affected by an earlier one.
Downstream consequences
1

Evidence relationship graph

4 evidence items, 1 first failure, 1 downstream consequences.

Evidence relationship graph: council roles, evidence steps, first failure, and downstream consequences.Council roles feed into evidence steps. The first failed evidence step leads to downstream consequences.
Credit Fundamentals
Risk Officer
Fair Lending Compliance
Customer Advocate
Macro Contrarian
1. Stated annual income
2. Debt-to-income ratio
3. Council recommendation
4. Pricing tier (downstream of decision)
Council recommendation
Pricing tier (downstream of decision)

Hover to highlight connections. Click an evidence node to jump to its details.

View as data table
Evidence relationship graph: council roles, evidence steps, first failure, and downstream consequences.
TypeLabelStatus
CouncilCredit FundamentalsVERIFIED
CouncilRisk OfficerVERIFIED
CouncilFair Lending ComplianceVERIFIED
CouncilCustomer AdvocateVERIFIED
CouncilMacro ContrarianVERIFIED
EvidenceStated annual incomeNOT EVALUATED
EvidenceDebt-to-income ratioVERIFIED
EvidenceCouncil recommendationFIRST FAILURE
EvidencePricing tier (downstream of decision)AFFECTED DOWNSTREAM
First FailureCouncil recommendationFIRST FAILURE
DownstreamPricing tier (downstream of decision)AFFECTED DOWNSTREAM

Evidence lineage

  1. 1Stated annual income
    NOT EVALUATED
    Source: src.paystub.p1 · Value: 84000 USD/yr
  2. 2Debt-to-income ratio
    VERIFIED
    Source: src.credit.r4 · Value: 0.31 ratio
  3. 3Council recommendation
    FIRST FAILURE
    Source: no resolved source
    first failure

Downstream impact

Affected findings: 1

  • Pricing tier (downstream of decision)AFFECTED DOWNSTREAM

    Affected by: loan.decision

Human review

Review status
REQUIRES REVIEW
Reason
Analytical correctness is NOT evaluated and human approval is NOT present — a person must review.
Reviewer
not recorded in this fixture

Approval

Approval status
APPROVAL ABSENT

Approval is distinct from human review and from verification.

Trust & verification

Trust posture
SELF-SIGNED
Source presence
sources present
Audit artifact verification
FIRST FAILURE
External anchor
NOT EVALUATED
Semantic hash
16328d7d07…b4c8e36a
Presentation snapshot hash
db4dd4c058…b89bb12c

What verification proves — and does not

What verification proves:

  • the supplied evidence matches the sealed record
  • the hash chain and signature are internally consistent
  • referenced evidence identifiers resolve when required

What verification does not prove:

  • the analytical conclusion is correct
  • the original source was truthful
  • the workflow complied with every applicable law
  • the signer was authorized unless independently established

Capability & disclaimer boundary

  • Offline browser Audit RoomBUILT

    Implemented offline and builds to static assets. Runs with no backend, no XR hardware and no network. Editor simulation and device validation are NOT claimed here.

  • Portable audit contract + validatorAUTHORED

    The web audit contract and its runtime validator are authored and unit-tested in this repository. They are presentation semantics ported from Shadow sources, not a re-implementation of the Shadow verifier.

  • XR / physical device validationAUTHORED

    PENDING — not performed by this project. Physical device validation is the separate Shadow Lens track. This browser build is a simulation of audit semantics and is NOT evidence of XR glasses behaviour. DEVICE_VALIDATED and PRODUCTION_READY are deliberately not claimed.

Network transparency

External requests (expected: 0)
0
Telemetry
disabled
Uploaded evidence
processed locally — nothing uploaded